Utah Rock Capital

Commercial lending · Alpine, Utah

Loan programs

Three programs, one application. Pick the closest fit; an underwriter will steer you to the right structure if another program suits the deal better.

Small business loans

Term loans and SBA 7(a) loans for working capital, expansion, buying out a partner, or buying the building you operate from. We package the SBA paperwork for you.

Loan size
$100K–$5M
Term
3–25 yr
Rate range
7.50%–11.00%
Apply for Small business loans

Bridge loans

Short-term financing when timing matters: an acquisition that can't wait, a balloon coming due, or a property you'll stabilize and refinance. Interest-only, no prepayment penalty after 6 months.

Loan size
$250K–$10M
Term
6–24 mo
Rate range
9.75%–12.50%
Apply for Bridge loans

Equipment financing

Trucks, construction, medical, dental, and manufacturing equipment. New or used. Up to 100% of cost with strong credit.

Loan size
$50K–$3M
Term
2–7 yr
Rate range
7.75%–11.00%
Apply for Equipment financing

All loans are subject to credit approval, collateral review, and underwriting. Rates, terms, and loan sizes shown are representative ranges, not offers to lend, and may change without notice. Commercial purpose loans only.